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Loans
Blurtit has the Answer on Loans
There aren’t many of us who have never needed a loan. On the Blurtit Loans Page, you’ll find questions and answers about just how to go about borrowing or lending money, where to do it and what to watch out for. Share your experience with others or benefit from theirs.
by Gamaray  20 Aug 2008 20:13:24 - 1 answered
I suggest you should go with student loan consolidation, where you can consolidate your loan as a student for any credit situation you have, there are... more
by Gumb  20 Aug 2008 07:07:31 - 3 answered
You should try student loan from the educational institute or government banks. They will not ask any credit to apply for it. But you might need certain... more
by M-robinson  19 Aug 2008 07:38:44 - 1 answered
How bad of credit do you have?  Have you ever filed for bankruptcy or a debt settlement?  Either way, I would work to save up enough money for... more
by Mwmatchett  16 Aug 2008 23:34:29 - 2 answered
Might I suggest you contact a bank as they should offer you fair rates...using your business as collateral thus taking a business loan for bigger... more
by Cardinal12  15 Aug 2008 23:14:47 - 1 answered
I don't know.  I do know that if you want to go to college, there is always a way.  You may have to work and take classes part-time until you... more
by Mmhh  15 Aug 2008 22:19:23 - 3 answered
I am not sure where do you live. However, in many countries Government Banks, good organizations and even schools & colleges offer student loans. You... more
by Drl53  12 Aug 2008 19:57:03 - 2 answered
You don't have to get worried because if you are good in browsing then you can find lot more sites which can give you a loan with a  bad credit, you... more
by Collegemom  12 Aug 2008 18:30:21 - 2 answered
Many banks provide student loans. The eligibility criteria of different banks is different. You have to check this criteria from the bank in your country.... more
by Kmaxwell28  07 Aug 2008 14:58:26 - 2 answered
There are two easy options for you to get loan: - One is to go for the bad credit loan. It takes high interest than normal but guarantees you a handsome... more
by Tloiselle  04 Aug 2008 23:16:25 - 1 answered
Well buddy!It totally depends on the lender from which you want to get the loan. I have seen few lenders who are willing to give loans to the people with... more
by Erin123  03 Aug 2008 20:29:05 - 1 answered
There are some graduate plus loans offered for professional students who wants to study further and wants to flourish their career. There are some conditions... more
by Jckadj  03 Aug 2008 09:24:57 - 1 answered
Every place is different, you can get a loan with bad credit it probably wont be a "good" loan. It will be a much higher interest rate. I would say in... more
by Mparent1  03 Aug 2008 00:16:51 - 2 answered
You are right! Most of the banks and the credit companies always requires good credit history before giving loans. As a student if you do not have a good... more
by Cmo  02 Aug 2008 17:01:38 - 1 answered
by Rosie28  02 Aug 2008 16:03:48 - 1 answered
It is never a good idea to take loan against 401K rather a typical bad one. Your tax is usually increased to double and when you retire you loose much... more
by Jattak  02 Aug 2008 07:51:53 - 1 answered
Well buddy! The procedure of taking loan in Pakistan varies from bank to bank and therefore, to explain each process would be difficult. I am giving... more
by Thermans  31 Jul 2008 15:52:55 - 1 answered
For me i think that you should choose private loans because i found out that is good. no,you do not have to be concerned. more
by Taylorkl  31 Jul 2008 05:46:01 - 1 answered
Best thing would be to check with the loan officer at your bank.  Whether the property is free and clear will make a big difference in getting a loan... more
by Sgtblanco  30 Jul 2008 18:27:29 - 1 answered
Well this is fairly easy and I will try my best to explain the calculations along the way. Firstly for your debt in 2001,you are owed 1000 at 5 percent... more
by Beckyann44  29 Jul 2008 17:34:08 - 1 answered
by Dxlacy  29 Jul 2008 16:06:09 - 1 answered
by Dottiewoo  29 Jul 2008 02:46:42 - 2 answered
Well dear! You have not mentioned your state. Mostly creditors have to secure their payments and they do not give such loans. The best way is to utilize... more
by Hindsl  25 Jul 2008 00:47:53 - 1 answered
by Girle  24 Jul 2008 00:41:48 - 5 answered
I would try applying for federal grants such as peel grants. Than I would get on the internet and find scholarships  that are not very well known... more
by Cbuzan  23 Jul 2008 12:25:16 - 1 answered
Yes they can - At the time of getting your loan you might have agreed to a prepayment penalty. If that is the case,they can charge you a termination fee.... more
by Dbright  17 Jul 2008 20:21:14 - 3 answered
I suggest seeing a credit counseling service to help you with this one. They will help raise your credit, and you will be able to easily get a school loan.... more
by Tutunana  17 Jul 2008 02:47:08 - 2 answered
You have to determine the interest rate, how many months to allow for payoff, and frequency of payments.   Set up columns like below (excel... more
by Anangel76  12 Jul 2008 21:00:25 - 2 answered
If you have a home and life waiting there, then sell all your personal belongings you have now.  Furniture,etc anything that you don't need. ... more
by Dmg3348  05 Jul 2008 20:11:57 - 4 answered
Well, student loans have normally no relevance to your credit history as  the loan amount gets cut off from your future salary. It is the college... more
by Shar513  05 Jul 2008 04:44:19 - 1 answered
Are you trying to sell a foreclose home? If you are it wouldn't matter with the payments anymore. If you're not, why are you risking to hurt your credit?... more
by Memphisu  28 Jun 2008 05:55:22 - 1 answered
You must go for the calculations that have been done with the website and with the lender you can communicate so that this can e resolved . It is on a... more
by Readerfan  28 Jun 2008 00:43:10 - 2 answered
Here's an idea call the loan company where the loan was first made. Next go to NDLS for loans and find that it's paid off. Lastly call your Education department... more
by Readerfan  27 Jun 2008 00:08:38 - 1 answered
I think you're on you own on this one because the loans have already been given to you and are in repayment. It would be difficult to redo the loans with... more
by Katjan  25 Jun 2008 21:16:30 - 2 answered
Per Diem means per day so the loan you have is probably interest only and you need to pay more each month on the principle to make the loan get smaller... more
by Famlopez  25 Jun 2008 17:43:57 - 1 answered
This depends on numerous factors in your loan agreement.  Have you spoke with a financial advisor or a debt counseling service yet?  I think... more
by Mom6nana1  25 Jun 2008 01:34:40 - 1 answered
Internet is the best source to find the lending companies, so search the financial institutions and you can have list of those on the internet. more
by marblexo  22 Jun 2008 16:23:39 - 4 answered
I don't know the site, but you can google it probably and find one, but loans like that are called Stafford loans. Try that....good luck to you! more
by Neet  21 Jun 2008 03:10:47 - 1 answered
As you do not indicate what state home is in:  Most Real Estate Contracts contain a clause wherein it states (not verbatim): Should buyer be... more
by Krtb60  20 Jun 2008 05:35:28 - 1 answered
Right now I can't say that with this judgment you can get a home loan or not. But I can show you ways, there are many financial websites which can help... more
by quentins  18 Jun 2008 18:27:08 - 2 answered
I suggest a debt consolidation loan as well...They can give you some better rates than banks these days. more
by bonnie1970  17 Jun 2008 17:58:42 - 1 answered
Dear, There is nothing to worry about there are many financial websites which are giving home loans on a bad credit too, but the thing is that you... more
by denisecarr  15 Jun 2008 21:09:23 - 3 answered
You should talk to the bank that you are dealing with for the house that you are already in. If you have made all your payments on time, and without a... more
by marblexo  15 Jun 2008 14:40:57 - 2 answered
You can get wit a student loan consolidation, where you can consolidate you student loan even with bad credit or no credit and also with a low interest... more
by thomasn  13 Jun 2008 00:33:10 - 1 answered
Have you filed for bankruptcy yet...or are you in the debt counseling process? more
by savedat15  12 Jun 2008 04:46:03 - 2 answered
Well, are you American citizen?Okay; please visit this weblinkhttp://www.mazinfo.com/mazhomes/us_financed_home_loans_in_mexico.htmIf the above link satisfy... more
by msthang  11 Jun 2008 02:48:10 - 3 answered
Yes there are some micro-lenders who can provide you with a loan using your debit card. They would see your income inflow and outflow and approve a certain... more
by leslierave  10 Jun 2008 20:09:28 - 4 answered
There3 is  working family tax credit for mothers who return to work part time or full time although i think you would get more support money wise... more
by mswood  10 Jun 2008 15:59:59 - 3 answered
Best place to find a loan is to pull out your yellow pages and look there. There are to many frauds online. Try American General they are a good company... more
by ZEBB  08 Jun 2008 14:58:07 - 1 answered
I would consult some debt counseling help for this matter...they can contact the lender and get things straightened out for you.  Good luck! more
by Saladine  07 Jun 2008 21:46:17 - 4 answered
As far as i know if you enroll at college you can then apply for a student loan to which you pay back as soon as you finish college and gain any job earning... more
by nessia  07 Jun 2008 17:01:04 - 1 answered
There are many online sources who provide debt consolidation loans for people have bankruptcy try to contact them and get your problem resolved for your... more
by tm1ridges  06 Jun 2008 18:10:23 - 1 answered
Usually private student loans can help cover those costs... Do you need a loan to cover your school or the expenses? Because if you're paying for your... more
by bh594  06 Jun 2008 18:07:40 - 1 answered
by karizz  04 Jun 2008 03:25:05 - 2 answered
No, but you can have your student loan consolidated. After you do that you can get financial aid again. I would recommend the William D. Ford direct loan... more
by khogan  03 Jun 2008 15:43:16 - 1 answered
In order to apply in a bank all they required is a bank statement and then apply, after that bank will assess your loan according to your income and five... more
by punkim31  29 May 2008 17:59:44 - 2 answered
Hello,  i am Carla lane, six months ago my son took ill, he was diagnosed of a heart disease, i was told by the insurance company, that my insurance... more
by michelle85  28 May 2008 18:10:28 - 2 answered
Well no one can trust you when you are talking to someone first time online. You must apply for loan from bank or government grants. There are also financial... more
by legal  28 May 2008 08:52:51 - 1 answered
If the company is publicly held, you can check the status from stock exchanges. And if it is a privately held business, look at their financial statements... more
by will9289  27 May 2008 01:41:08 - 2 answered
Hey Will,So sorry to hear that you're in this predicament, but it is ok. If your parents have bad credit it just means you may not want to use them as... more
by GayBristor  19 May 2008 17:32:47 - 1 answered
Have you considered going back to your original lender and asking for your credit cards and original loan been consolidated into one new loan it would... more
by jogger08  11 May 2008 15:43:11 - 2 answered
You could get a quick job like babysitting. That would give you some cash. Not saying it will be enough to pay off your debt but in time of saving it will... more
by raghuraj  10 May 2008 13:00:28 - 2 answered
It's possible that your credit score is too low, or that there are negative items on your credit report which are preventing you from qualifying to get... more
by pstiles  06 May 2008 21:11:38 - 1 answered
by sim448  06 May 2008 01:12:47 - 1 answered
To me, it looks like your best solution is to, if possible, improve your credit so you can qualify for a loan. The Fair Credit Reporting Act grants you... more
by jahniya  02 May 2008 18:47:57 - 3 answered
In a year at that rate per month you are spending $10,152.00. In order for you to add that much extra in a 12 month period you would have to spend an extra... more
by annb  28 Apr 2008 06:17:38 - 3 answered
by kylieash  27 Apr 2008 17:45:26 - 2 answered
Forging a signature is a crime. You can definitely get into trouble for it as signature verification systems have advanced a lot. You can go to jail for... more