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asked 3 years ago
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A person's credit report is also known as his/her credit history. This is used in many countries where it offers a record of that person's or that even company's past borrowing as well as repaying. It would also comprise certain information about any late payments in addition to bankruptcy.
Understand that your credit report will be determined by a number of factors such as Payment record, credit enquiries, your control of debt, re-aging, responsibility and stability, credit cards which you do not use, and so on. You will find that the expression "credit reputation" may be used to mean credit history or even to denote your credit score.
Each time you fill out any application for credit, this could be from a bank to a credit card company, all your information is dispatched to a credit bureau, together with steady updates on certain details such as the standing of your credit accounts.
Understand that your credit report will be determined by a number of factors such as Payment record, credit enquiries, your control of debt, re-aging, responsibility and stability, credit cards which you do not use, and so on. You will find that the expression "credit reputation" may be used to mean credit history or even to denote your credit score.
Each time you fill out any application for credit, this could be from a bank to a credit card company, all your information is dispatched to a credit bureau, together with steady updates on certain details such as the standing of your credit accounts.
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