Does Worldwide Travel Insurance Literally Mean That I Can Travel Anywhere On The Planet?

The world may indeed be your oyster�just be sure to have the travel insurance in place before you leave home. Unlike some travel insurance policies which are restricted to Europe, a worldwide travel insurance allows travel around the globe.

But, and there usually is one of those, worldwide travel insurance is not carte blanche to go traipsing round the earth's troublespots and warzones. Worldwide travel insurance, in common with most insurance policies, is qualified by restrictions and limitations. Broadly speaking, if the Foreign and Commonwealth Office advise against travel to a particular country, you'll be hard pressed to find any insurance company willing to take on the risk.

The latest country by country updates and general global travel information can be obtained from www.fco.gov.uk/travel

Other important terms and conditions relate to the policy holder's age. By the time you hit 35, premiums start to rise. At age 50, most if not all worldwide travel insurance companies will enforce time limits on the length of your travels.