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asked 6 months ago
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It is money put into an account which cannot be withdrawn before the agreed period without penalties being incurred. If the account holder dies there is not a penalty.
The rates of interest are fixed and are usually higher than a normal deposit account.
Problems can occur if you have accounts in banks which merge and take you over the limit for financial protection should the bank fail.
The rates of interest are fixed and are usually higher than a normal deposit account.
Problems can occur if you have accounts in banks which merge and take you over the limit for financial protection should the bank fail.
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