If You Are Married And Want To Buy A Home, Do You Have To Include Spouse Info To Get A Loan?
We live in Ohio.
Guest
asked 2 years ago
5 Answers - Sort by: Date | Rating
Hi, I do not think so. However, I would check with your states real estate laws. I know in my state you do not. Take care!
2
0
That's kinda of the same question i have. I heard you have to if your getting a FHA loan.
If you can afford the loan repayments on your own, you won't have to supply details of your spouse's income, but the loan company/bank or whoever is giving you the loan will do a credit check on you and details of your partner will appear on the results, so if your spouse has bad credit rating or a criminal record, you could have difficulty getting a loan.
2
0
I think you can get a loan by yourself, as long as your credit and income are enough to satisfy the loan company. My brother found out his wife had really bad credit when they went to buy a house. The bank let him use his name only for the loan.
1
0
textIf you are applying for a loan you can get one in your name. If you use your spouse's income it may help you to get the loan, providing they don't have horrible credit. The more money you can show that you have the more it looks like you are able to repay the loan and the more likely you are to get one.
1
0
- Is Financial Remedies, Inc. A Legitimate Company?
- I Need Help With A Personal Loan Of 1500.00 Need Propane Very Soon Almost Empty A Couple Of Windows And A Couple Presents For My 2 Boys Ages 12 And 10. I Can Pay Back Monthly At 150.00 Many Thanks To Anyone Willing To Help Me Out?
- What Should Be The Most Lowest Car Loan Interest Rate?
- How Do I Get A Loan Quick Without Bank Account Or Job?
- I Have A Personal Loan Through A Bank. Can I Still Get A $2000 Loan?
- How Do You Fix Your Credit Fast?
- What Are The Credit Policies For Granting Loan In A Microfinance Bank?
- If My Payment Is 3350.00 A Month For 72 Months, And My Loan Amount Is 187,000.00 ,how Much Is My Int-rest Rate?
- What Type Of Credit Would Be Suitable For A Car Loan?
- How Can I Get A $2000 Loan Have Collateral In Investment But Bad Credit.? OK Here's My Issue. I Have An Small Investment Account That Has 2,200 Dollars In It But It's Going To Take About A Month Or So Before I Can Even Get To It. I'm Currently In An
- How Do I Enter My Reservation Number That I Got In The Mail?
- Can A UK Student Loan Be Wiped Out If You Dont Live In The UK For A Certain Amount Of Time?
- Who Is Responsible For NINA Loans?
- What's 10k Cal?
- Is Their A Loan Place That Dont Require A Bank Account?
- Business And Finance. To Find The Simple Interest On A Loan For 1 Year At 12.5%,?
- Where Can I Find An Online Loan Shark In Uk?
- How Does A Single Mother Of 2 Get A Loan If She Dont Have A Job,bank Account Or High School Diploma?
- A Firm Purchased Warehouse 1 For Use In Its Business For $30 Million On 1/1/x4. The Firm Borrowed Funds For That Purchase And Paid $1 Million In Interest On That Loan During 20x4. Also On 1/1/x4 The Firm Began Construction Of Warehouse 2?
- I Need A Loan Of £1500 Can I Get In Into My Bank Account In 24 Hours?
- How Can Dallas ISD Exempt Teachers From Student Loans Taken By Salliemae?
- How Do I Calculate A Loan For 10,000 At 5% INTEREST?
- How Do I Go To The Site Www.cashloannetwork.com And Put In MY Approval No?
- Why Is It Easier To Get A Secured Loan?
Featured Question
- Business & Finance
- Personal Finance
- 401k
- Bank Accounts
- Bank Charges
- Bankruptcy
- Benefits
- Child Trust Fund
- Credit Cards
- Credit Unions
- Death Duty
- Debt
- Estate Planning
- Family Benefit
- Fraud
- IVA
- Income Tax
- Inheritance Tax
- Interest Rates
- Loans
- Money Software
- Mortgages
- Payday Loans
- Philanthropy
- Pocket Money
- Remortgages
- Stamp Duty
- Stimulus Checks
- Tax
- Tax Credit
- Transfer Money
New Comment - Comments are editable for 5 min.