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Having a bad credit rating can limit your choices of credit cards. Credit card companies are likely to turn down your applications, making things tough for you at a time when you most need a credit card. Fortunately though you have another option of bad credit cards. This can be a temporary solution until you get back on your feet. Bad credit cards can be used to improve your credit score, as long as you pay your credit card bills on time. The only drawback to this would obviously be the higher APR interests.
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