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Cut up all your credit cards and pay cash for everything .if you don't have the cash you don't spend any money. It's easy to say but hard to do. Oh! And get help knocking down any existing bills(get the interest rates dropped with the help of a counselor) so you can start making payments on them without the high interest rates. Soon you will be out of debt.
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Work very hard at work,earn your salary and pay your debt.Try not to borrow money again if u know u can't pay.
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