What Else Do I Need To Know About Worldwide Travel Insurance?

Traditionally, worldwide travel insurance has been targeted at the younger end of the market. Consequently, there has always been the assumption that some seasonal or casual work will be undertaken while abroad to help fund the travel.

Policies normally cover employment like bar, office or other light work. Heavy manual labour, working at a height or with machinery is highly unlikely to be included. If in any doubt after reading the terms and conditions, always ask for clarification.

If you don't plan on visiting America or Canada where healthcare costs are steep, tell your insurance company as this usually helps to lower the premium.

In the event that you decide to stay away longer than anticipated, extend your policy before it lapses. This will be cheaper than taking out a fresh policy.

However, if you are in the process of settling a medical expenses claim, for example, your insurance company may decline to renew your policy or impose conditions before agreeing to an extension.