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asked 3 years ago
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They should, for starters, be easy to do business with. A commercial van insurance company must be accessible seven days a week and keep your admin work to a minimum. Find out if you can lodge a claim with one phone call and get guaranteed repair work carried out promptly.
Ask, too, whether their policy includes a free courtesy vehicle to cover business continuity while your own van is out of action. Not all commercial van insurance policies are the same, and the worst case scenario for a small company is to have their van in the garage and no means of visiting clients. While you can probably put up with having your personal car off the road for a few days, the same can't be said for vans when livelihoods and business reputation are at stake.
Generally, the level of cover and benefits, will be determined by the type of policy you opt for. Like ordinary private car insurance, the best level of protection and back up for a business operating commercial vans are offered by comprehensive policies.
Ask, too, whether their policy includes a free courtesy vehicle to cover business continuity while your own van is out of action. Not all commercial van insurance policies are the same, and the worst case scenario for a small company is to have their van in the garage and no means of visiting clients. While you can probably put up with having your personal car off the road for a few days, the same can't be said for vans when livelihoods and business reputation are at stake.
Generally, the level of cover and benefits, will be determined by the type of policy you opt for. Like ordinary private car insurance, the best level of protection and back up for a business operating commercial vans are offered by comprehensive policies.
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