Apart From The Obvious Ones, What Other Factors Might Influence My Commercial Van Insurance Quote?

Vans should not be modified or used for any purpose for which they are not intended. Always go for the right tool for the job, rather than cutting corners or making do with a vehicle that isn't suitable. Check the manufacturer's literature carefully regarding cargo load limitations, especially if buying a second hand vehicle.

The load to be carried by your van and the delivery destination also play a major part in fixing the price that will be quoted by a van insurance company. Stationery, for example, is relatively benign and therefore low risk. Bottles of LPG and other hazardous goods, by comparison, attract a much heavier weighting because of the greater risk they pose to the vehicle, driver and other people.

Not only that, the type of location you deliver to can enter the equation. Nuclear power stations, military bases, explosives factories etc. are the kind of delivery address van insurers are not overly thrilled about.

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It's hard to say what the obvious ones are, but age and where the van is registered as well as the type of business it will be used for make a big difference along with driver's experience and age.

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