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A title deed is a written and legally binding document or instrument traditionally used to convey the ownership of real estate from one individual to another. A deed must contain appropriate legal language, official seals or stamps, as well as being recognized by a notary public or a civil law notary. The conditions that form part of the deed are described as covenants. A title deed will also contain warranties, whereby a statement of accurate representation on a property is given. For most cases a general warranty is employed, which transfers a title of ownership that can be used against claims. In the UK the transfer of title deeds are made via a cadastre, or register of property, as well as being conveyed through a recorder of deeds. A trust deed may also be used as a contract similar to a mortgage deal, wherein the deed is held by a trustee as security against a loan.
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