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Be careful about your realtors calculations!!! Ours underestimated and when we went to our loan officer to crunch Numbers for our new home, she found the error! Now we are not sure we can go through with the deal and we already have the ball rolling. We may loose our 2000 earnest money on our new place, and our buyers will have to find housing (out of state) instead of ours
You should get what is called a "Good Faith Estimate" of the closing costs or what money you would have to bring to the closing table.
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