If Money Is Really Tight Is It That Important To Have Your Own Lawyer When Purchasing A Home?
Is it necessary to have your own lawyer when you are buying a home?
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I have been financing homes for ten years and i have to say that to not have an attorney who represents you and looks out for your interest would be ridiculous for most people purchase of a home will probably be one of the most important things you do and if you are not a lawyer , you can easily be deceived by any number of people during this process like the Realtors on both sides sellers, the sellers attorney loan officer. None of these people are there to help you,they are there to get paid. Its worth the money to get a lawyer who specializes in real estate. Spending a few hundred now,could save you thousands later.
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No it is not necessary to have own lawyer for purchasing a home. Many lawyers provide this service for dealing the matters for purchasing homes so you can hire anyone for rendering their services for you.
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Ask around to find a good Mortgage Broker. NEVER sign a Variable rate mortgage. Read the fine print and ask questions concerning EVERYTHING you do not fully understand in the mortgage papers. You could also get a home loan through your Bank. That would cut out the Broker fees but be sure to ask lots of questions. Make sure they do not include a balloon payment which would be due in the future or else you would have to refinance when it comes due. Which means that you would have to pay for closing cost, doc stamps and other fees associated with refinancing.
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