How Do I Find Out If My Home Has Been Refinance?
I bought the house for 64,000.00 in 1997 and the loan balance. I receive from the mortgage company in 2006 is still 64,000.00.
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Remember, interest accrues on any mortgage. A high interest rate from the beginning could put you even at this point. Your loan officer/mortgage company, as Melissa3 said, is the best place to start.
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Sounds like you may have an interest only mortgage. This means that your payment every month is only going towards the interest on the loan and none of it is going towards the balance. Call your bank TODAY to find out. You may be subject to a very large payment increase shortly because most of those loans only allow you to make interest only payments for a period of up to 10 years.
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