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First send them a certified return receipt letter telling them they have 30 days to repay or start repaying depending on the amount (specify payment amount and dates to be payed if doing payments) or you will be forced to take them to small claims court. Include:If the the terms above can not be met they have 7 days to contact you to make other arrangements. Put in your phone number, address and email address if you have one so they can't say they couldn't contact you. Be sure to make a copy or 2 for yourself and keep the certified receipt card in case you do need to go to court. If they contact you to make payment arrangement make sure you get it in writing. Be sure they sign it. It doesn't need to be notarized as they might think. Be sure they know this. The judge will simply ask if they signed it and if they say no he will compare signatures (they loose) and if they say yes they will be told then pay it now. If you have to go to the clerk of court and file a small claims against them and be sure to include the cost of filing the claim in the amount owed. $xxx.xx +court cost $xx.xx Total $xxx.xx. There you go. Been there done it myself.
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