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How Many Years Must You Wait Before Filing For Bankruptcy A Second Time?

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    In California if you do a Ch.7 you have to wait 7 years, but if you do a 13, which is you pay back so much on the dollar you owe, what we did was after 3 years we were going to modify it (put something in) and then stop one and refile another one.  Trustee gives you a letter stating one is dismissed before starting the other one.
    2 0

    Mancha1 

    answered 2 years ago

      In the US, you can file for Chapter 7 bankruptcy again after six years has passed from the date of your last filing. You can file for a Chapter 13 bankruptcy can be filed any time.
      1 0

      Amore01 

      answered 2 years ago

        I live in Ohio and my parents had filed bankruptcy and they were told that if needed you wouldn't be able to file again for seven years.
        0 2

        Scrabby 

        answered 2 years ago

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