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Yes, they (banks) look at everything. How quick you pay on your cards, mortgage, your spending habits. Do you pay the minimum or more.
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Thanks. Well, if I could be a bit clearer, I don't mean how much I am owing in credit cards or mortgage. I mean if leaving huge savings or low savings in my account would impact on my credit rating. My account rarely slips into over draft though - not even in the last 6 months.
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