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asked 4 years ago
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Most people will never have to fight a compensation claim but the reality is that the if someone does decide to do it, then you can't really stop them, you can only make sure that you have insurance to cover it. You will need to assess the risks that face you and then decide how likely they are to occur, then insure against if you think it's worth the money.
The most likely way for this to happen is probably regarding a motor accident, in which case you will be covered as long as you have the compulsory motor insurance. After that, the next most likely would be an accident in the home, and again, you would be covered by you home insurance policy.
If there is any other activity that you engage in in your personal life where there's a chance that you may injure someone or damage your property, perhaps while engaging in a sport or pastime, then speaking to an insurance broker is probably the best way of finding out if there is insurance to cover it.
The most likely way for this to happen is probably regarding a motor accident, in which case you will be covered as long as you have the compulsory motor insurance. After that, the next most likely would be an accident in the home, and again, you would be covered by you home insurance policy.
If there is any other activity that you engage in in your personal life where there's a chance that you may injure someone or damage your property, perhaps while engaging in a sport or pastime, then speaking to an insurance broker is probably the best way of finding out if there is insurance to cover it.
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