Liability auto insurance is mandatory for people driving a car or any vehicle. It is the minimum requirement. It is the single most important type of car insurance. If one doesn't carry enough auto accident liability or too less of it then that person can be exposed to judgments and legal costs for many years. Thus this insurance is required by most state insurance laws.

It is made up of two policies i.e. bodily injury liability and property damage liability. The first one protects from the cost of personal damage to others and the latter one is protection from damage a person causes to any physical property. One can avail themselves with this insurance from their local insurance agent or through the various insurance companies. It can be procured through employees, over the phone, by mail or through the internet.

 You sure can, of course you need to own a motor vehicle such as a car, truck, bus, motorcycle and in some states for four wheelers & snowmobile. All you will need is ownership title and money to pay for the coverage.