Can You Answer A Question About Prepaid Legal?

There are two ways to get involved in Prepaid Legal:


1.  As a member:  You can pay a monthly fee to become a member of Prepaid Legal and utilize the services (Legal Family Plan, Identity Theft Shield, etc)  There is no contract to sign and you are not considered and associate.  You are a user of the service.  As a member, you do not have a right to sell the service.


2.  As an Associate:  Separately from the monthly service, you can pay an enrollment fee to become and Independent Associate of Prepaid Legal and market/sell the services to make commission.  Currently there is a $49 fee through Dec 31, 2007 to become an associate.  As an associate, you also have the option of paying the same monthly fee to obtain the services from Prepaid Legal that a member would receive.



Prepaid Legal is definitely not a Pyramid Scheme, but rather a Multi-Level Marketing (MLM) company, like Avon, Mary Kay, Pampered Chef, etc.  I have many happy customers that use the Prepaid Legal Services on a regular basis.   You can read some of their Prepaid Legal success stories on my web site



There are some key differences between an illegal pyramid scheme and a legitimate MLM company.



1)  In  pyramid scheme, associates are paid primarily to recruit more associates, not to sell product.  This is not the case in PPD.  I make no money by recruiting other associates (except in my downline's product sales).

2) Pyramid schemes typically don't involve a legitimate product.  There might be a skeleton of a service or offering, but the primary form of compensation is recruiting.