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Without any money at all?? You're out of luck. Even if your credit scores were such that you qualified for 100% financing (very rare today), you'd still have closing costs and escrow expenses to pay. Call a lender and start asking questions - lots of them - so you can see what you have to do to buy a home. They'll check your credit and give you your score. You can then use that credit score to talk to other lenders about their programs. But no money at all? No way.
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