How To Raise My Credit Score?

Here are a few ways how you can fix your credit rating.

1)Make Payments on Time ~ If you want to build and maintain your credit
rating, pay your bills on time and don't miss any payments. If you have
missed payments in the past, get back on track. Your recent payment
history counts more than ancient history.

2)Pay Off Your Debt ~ Don't transfer it all to a credit card and then
transfer it from card to card to card. If you just move around your
debt you're not doing anything to pay it down. And even though all your
debt might be on your credit card, your credit is still in danger.
Financial experts recommend keeping your account balances less than 50%
of your available credit. It shows that you have the ability to pay
back your debt.

3)Establish Credit History ~ Your credit rating is established
partially on your credit history. Your credit history is based on the
information that your creditors have reported to credit bureaus,
including credit cards, loans, and even some utility bills.

4)Don't Apply for or Take on Too Many Credit Cards ~ Having and using a
credit card wisely can be beneficial to your credit rating. However, if
you're constantly applying for new credit cards, it can hurt your
rating, especially if you're getting turned down for them.
Source: Bills.Com