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asked 3 years ago
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No claims bonus is a reward for one year's claim-free motoring. Insurance companies cut the cost of your premium to reflect each year's track record of safe driving. Having a claim-free driving record is therefore worth its weight in gold. Paying extra to protect No Claims Bonus makes sense as maximum No Claims Bonus can net a reduction of up to 60 per cent.
The maximum number of years no claims bonus you can earn varies from company to company. Glass replacement claims do not normally affect your no claims bonus.
But no claims bonus should not been seen as something that ties you to a particular company. Each time your policy comes up for renewal, your insurer will send out a reminder and contained within the accompanying bumf is a certificate or statement of no claims bonus. Retain these as you will be asked to provide proof of no claims bonus if you decide to switch insurance company.
The maximum number of years no claims bonus you can earn varies from company to company. Glass replacement claims do not normally affect your no claims bonus.
But no claims bonus should not been seen as something that ties you to a particular company. Each time your policy comes up for renewal, your insurer will send out a reminder and contained within the accompanying bumf is a certificate or statement of no claims bonus. Retain these as you will be asked to provide proof of no claims bonus if you decide to switch insurance company.
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