I Have Very Very Bad Credit But I Have Very Very Good Income, What Should I Do To Buy A Home?

There are smaller loan companies and less traditional financial institutions, that may consider you. They will also do a credit check on you however, and if you have bad judgements against you, they make consider you too much of a risk, since they too, want to ensure the money they lend you will be paid back.
You will have to explain what has changed. Why have you suddenly become more responsible than you were in the past, it may be that your income has changed, but they also want to see that you will take this seriously. So suggest that you write a letter to give to prospective companies you apply to, telling them the situation, and assuring them you are now in a position to repay them.
Take a salary slip or bank statement for the past six months to show them too.
You should not expect to get the same rate of interest as a good client, as the smaller companies take more risks, and therefore charge more interest to offset this.

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