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NO NO NO, it cost you at first $29.95 a month. They take this out of your debit card (you have to give this info to get the card). Then they will take our $19.95 every month unless you cancel. If you cancel it takes about 2 months for them to STOP taking money off of your debit card, This is NOT like the secure cards that make you put a deposit to basically use that in case you don't pay. There are also the providian card that gives you a $300.00 real credit card but charges you $179.99 right off the back just to have the card so you have to pay every month and your credit limit is $110.00. But as to your question is this a real credit card the answer is a very loud NO. Not only do they charge yo the $19.95 a month you can only use this for a catalog purchase. And thier are plenty of catalog company's that don't charge you a fee whether you use it or not, even if you have bad credit. Just look online under catalog shopping with monthly payments. There are ways to get your credit back without going thru these JOKE company's you can even call up a small in town bank and they will be glad to help you if you explain and just be kind when you talk to them. GOOD LUCK and God Bless!
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Thanks i stole my invitation up
Thank You very much for the info. On netfirstplatinum.Thats the last card I need. I already got stuck in a first premier credit card and I hate it. They charge annual fees along with monthly fees.How long do they go on doing this?I want rid of this terrible card once and for all!! Do you know anything about this?
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