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asked 11 months ago
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If your loan is greater than 80% loan to value (example $200,000 house and a $180,000 loan = 90% loan to value) then the banks are going to require mortgage insurance. Depending on the insurance you can quit paying the insurance after a certain amount of time if you can show that your house is now worth enough that your loan is less than 80% of the value of the house.
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