Im Trying To Get A Mortgage So I Can Buy My First Home, But Everyone I Speak To Says I Have A Bad Credit History From Not Paying My Credit Card, And I Cant Get A Mortgage, What Can I Do ?

The most important thing is to make sure that you do not over extend your credit in future. Always make sure you pay bills and credit cards off on time, anything over the thirty day grace period will afffect you credit rating. You can also try to reduce or pay off any debts you may have, this will certainly help in the longer term. Their are also agencies who for a fee will try to repair your credit rating, you can find these companies easily on the internet.

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