CCJ’s stands for County Court Judgements. A County Court Judgement is made by the court of law in United Kingdom if a person has made a County Court Claim against you. A County Court Claim is made by a person on you in case you owe him some amount of money that you have been delaying all this while. The patience of that opposite person ended and eventually made a case on you. You need to hire a lawyer who will fight your case in your favour and will make sure you have to make a low payment. The judge will make a County Court Judgement and you will have to pay the amount that has been set either by the creditor or by the judge.

In case you are not in a condition to pay the money, you can request the court to give you some time or allow you to pay the money instalments. In case you are not able to pay the money in instalments, you can request the court to reduce the amount of instalments that you are required to pay.