How Are Commercial Banks Exploiting Us And Our Needs ?

Commercial banking works on interest. People deposit there money and in turn earn interest on it, as a result of which the investment does not take place and there is no capital formation resultantly business cannot flourish. Secondly it increases the cost of doing business which result in economies getting affected and results in the exploitation of the general public at large. That's why many of the countries are trying to adopt the islamic banking system which is interest free banking.