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This company provides travel insurance specifically for independent travellers, backpackers, gap year and student travel. They also cover some of the more hazardous sports, such as skydiving, bungee-jumping, scuba-diving, and white water rafting, although their full list of hazardous sports is immense. Generally your cover will be extended to include a range of activities if you opt for a Gold or Diamond policy, which are slightly more expensive than the budget policy. Navigator Travel rates are generally fairly competitive, and there is enough flexibility to suit most specialist holidays of this type. They currently offer an extra 10% discount for all purchases made before the end of July, which may or may not be extended. They will also waiver excess on all Gold and Diamond policies of six months or over.
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