My Wife Ignores Me Until There Is An Issue Concerning Finances?

I don't really need to tell you this because I think you already know the answers, but here you go anyway; option(1), accept the situation as it is....option(2), counseling for the both of you....option(3), infidelity, find a friend to do it with....option(4), D..I..V..O..R..C..E....Or, you can take a long hard look at yourself and ask "Am I doing something to make myself less physically attractive?"  Have you put on a lot of weight? Do you keep yourself clean and neat at all times? How are you different now from when she found you attractive? It may not be too late to regain her affection, and, like my wife says, actions speak louder than words....

Try to find out your wife's problems. Why does she ignore you? May be problems lies with you.  Since you are the husband, it's your duty to identify her problems. You may ask her directly. Find out whether she has another boy friend or not. You also have to find whether she has got sexual disability or not.

Try to talk to her, fin out her feelings and needs, and make her know that you both need some moment together.
I have a friend with the same problem, the only thing is that, they don't love each other anymore, but they have a big house, kids and the convenience of being together, so, each time my friend needs money for her needs and luxuries, they have sex...I know it sounds very cold, I was shocked when she told me, but they have been living like this for 10 years and both seems to be happy........I don't think is a good advise. Just open your eyes and live your life!! :)

You say she is in her 40's...it is possible that she is going through menopause. This may be a contributing factor, but obviously not the only reason for her cold shoulder. I was in a similar situation with my previous marriage. I was married with two children for 10 years. In the beginning we were all about the sex, love-making, physical affection...but after I had the children my self-esteem plummeted and I found myself unattractive, I fell into a silent depression. My husband couldn't understand why I didn't want to be touched. The only time I allowed him to touch me or even discuss it with me is when I wanted to shut him up. I felt it was my duty as a wife to please him, but it no longer pleased me. I didn't understand how he could find me attractive anymore. After having my children my views about sex changed dramatically from sure pleasure to all it is to a form of reproduction.
All women go through self-doubting periods. We need to be continuously reassured by our partner on how attractive we still are to them, and why they still want to be with us.
I am not saying that this is all on her, but maybe try putting a little of that lost spark that you had when you first met her back into the relationship. Shake things up a bit. Reminder her of when you first met. Help her to feel like that young lady again.

I have a similar problem.After we had our first child my wife ignored me and talked to her parents constantly on the phone about my now 2yr old.My wife respects her parents as though theyre the father and wont work with me on anything concerning discipline and my daughter is growing away from me.I am a concerned thoughtfull dad I work so my wife stays at home,I nursed my wife bed ridden through a complicated pregnancy for nine months alone with no help from her parents.
I am worn out caring about a wife that doesnt appreciate me and a daughter that will grow up treating me the way my wife does.I worked to buy a large house I cant sell right now but as soon as I can I am out of this.This is torture,find somebody that needs your good qualities.You dont have to cheat on your wife but you can ignore your wife when possible and find somebody that wants a relationship