Ryszard Gladysz
Ryszard Gladysz voted up Tom Jackson's answer

Children need to learn how to handle money, preferably starting as soon as they can tell the difference between a one dollar bill and a five dollar bill.  (Facility with coins may start earlier.)

Adults have (usually) some form of income that can be categorized as meeting at least basic needs with the rest essentially "disposable."

Children … Read more