Thank you, Misamisa for accepting my friendship.  I already have you on my friends list.  Be talking to you soon.  Sunbeam8

And I totally don't know what amortization is and try to believe it's not there.  I've had my head in the sand too long, but not to old to learn and it is facinating!!

You are probably familiar with perrennials. If your planting A Rows of bulbs, and have B bulbs in each row, then you will need A X B bulbs to complete your planting. If your garden measures 50 ft by 70ft , then it has an area of 3500 square ft. You will need 240 ft of fence to enclose it. That's the perimeter of your garden. P = 2W +2L P = 2X(50ft) + 2X(70ft) P = 100ft + 140 ft P = 240ft. If the fence costs $1.99 per yard you can calculate how much it will cost. C(X) = PX = (240ft)x(1yd/3ft)x($1.99/yd) = $159.20 If the store is having a sale and all garden materials are 25% off, and for today only take an additional 15% off of your purchase, and the sales tax is 8.75%. (1-0.25) x (1-0.85) x (1.0875) x ($159.20) = $110.37 %off is actually 100% x [1 - (1-0.25)x(1-0.15)] = 36.25% It's common for people to add 15% to 25% to get 40% off. A few examples for you. I have many more. The time value of money involves lots of Algebra. Especially when it deals with amortization. I'll share that with you later. Interested?
Gardens are cool because you can grow your own veggies. Do you do organic gardening?

Just by chatting and by answering each others questions. For starters I love math, and I believe it is very important to know. Especially applications to real life.

Hello, Sunbeam8, welcome to the site and hope you find this community helpful and enjoyable.