Alan swiatek
Alan swiatek voted up Rath Keale's answer

People's decisions are informed by their economical background, the financial behaviour and communication patterns of parents, priorities of parents,  experience, self-discipline, approach to risk taking, planning, and advice.  Since each person's family is so different, given the same information, the response will be drastically different.  This is why people need to talk.  With most couples, … Read more