Wolter Stolarski
Wolter Stolarski voted up Phineous J. Whoopee's answer
Can someone explain the mortgage loan process?

You goto a bank or loan company and fill out an application.  They run a credit check.  If you pass the credit check, they will want 2 or three years taxes/w2's and several months of your checking records.  

They tell you how much of a loan you can get, and you have to decide how much … Read more

Wolter Stolarski
Wolter Stolarski voted up Phineous J. Whoopee's answer
Can someone explain the mortgage loan process?

You goto a bank or loan company and fill out an application.  They run a credit check.  If you pass the credit check, they will want 2 or three years taxes/w2's and several months of your checking records.  

They tell you how much of a loan you can get, and you have to decide how much … Read more

Wolter Stolarski
Wolter Stolarski voted up Didge Doo's answer
Do you think the threat of robots becoming self-aware and posing a threat to us is real?

Interesting question and David Lagercrantz asked it in The Girl in the Spider's Web. What happens when computers become so intelligent that they begin to out-think people? Will they begin to make their own decisions about what is best for us? Or, for that matter, what is best for them?

I won't spoil the story … Read more