Apolinary Gwizdala
Apolinary Gwizdala voted up Walt O'Reagun's answer

I don't understand the whole "hotspot" thing, myself.

If I'm home ... I have a wifi router.

If I'm not home ... No way I want to provide an unsecured connection to anybody who wants, a way to hack my phone.

I won't even use free *unsecured* wifi provided by others.  What a great way to steal information!