In the market segmentation theory it is assumed that short term and long term rates are determined in separate or segmented markets. Some investors prefer short term securities. They invest in short term bonds. Again, there are some investors who prefer long term bonds. As a result bonds having different maturity periods are not perfect … Read more

My kitchen cupboards are cream with dark brown worktops and a light wooden floor.

Well it depends on your taste really. Browsing through magazines and websites may help - some websites allow you to do colour tests to give you an idea of colour schemes. You need to decide whether you want to continue a colour scheme from connecting rooms, or whether you want your kitchen to stand out … Read more