If you mean the ownership of the property, you will need to sign a quit claim deed over to whoever is now going to own the property and that deed would need to be recorded in the county where the property is located. If you mean the note (who's responsible for paying for the property, … Read more

In life, so far, the hardest thing for me to learn was to say no.  I'm a people pleaser by nature and this was very difficult to learn to do.  Once I did, I could then look back and see how on many occasions, I was being used.  In school - Geometry

I went online to your Minnesota Government page:   How Much of My Paycheck Can They Take? If you do not have an exemption they will take part of your paycheck for the next 70 days. You still keep either 75% of your net wages, or 40 times the minimum wage for each week you … Read more

It depends on the state that you live in and the amount of the judgment.  In Michigan, a small claims judgment ($3,000.00 or less), is good for 6 years.  A civil judgment is good for 10 years.

There are 2 types of insurance on mortgages. There is life insurance (if purchased) and then there is PMI (Personal Mortgage Insurance). If you are referring to PMI, that only protects you in the event that a lien pops up that was not originally disclosed on the title insurance. As far as general life insurance, … Read more

No.  At the time of the mortgage, there are 2 separate documents.  The mortgage and the note.  The mortgage explains who has an interest in the property - the lender and yourselves.  The note states who is to pay the mortgage.  A quit claim deed only changes the interested parties who own the property.  You … Read more

Someone can be very efficient with their resources, but yet are their efforts effective? Not necessarily so. The best combination is someone who is efficient in time and money spent and gets the required results.

It's called "The Stripper" and was written by David Rose and performed by his band. Incidentally, he wrote it for his wife!