how do i increase my credit score?


5 Answers

Franklin Houser Profile

To follow the due process, it would atje you about 2 years to reach that, depending on the method you want to use.

You could make us of trade lines

you could also reach out to a family member who has an high credit score to add you to their age old credit card with a zero balance, but that would on increase your credit score by 80 points.

You can also reach me on my profile for more personal requests, if you would like to increase your score through my personal methods.

The process is really straightforward. All outstanding debts and charges will be marked as paid and cleared on all credit bureaus as well as the institutions owed.

This is a server function and will take 5 days as it's incredibly hectic.

We will run some penetration testing first before gaining access to the databases and clearing the discrepancies.

However, this will not be the end of it. Your maxed out cards will have to be fixed about twice or thrice also to boost the score before the final upgrade.

If you by chance, not have cards it would be a whole different process. And future conversations would be made concerning that.

The reason we don't just go straight to upgrading the score is cos the info is updated daily on the credit servers as well the institutions owed and if one side is marked as paid and the other still says that you owe, that will be a problem.

For more personal requests kindly reach out to me.

Email in my bio beside my name.'


Jordan Mark Profile
Jordan Mark answered

GPA="Grade Point Average." This is usually computed on a 4 point scale: A=4 pt , B=3 pt, C=2 pt, D=1 pt, F=0.

The grade for each course is multiplied by the number of credit hours for the course to compute "grade points," and the total grade points are divided by the total credit hours to determine the "grade point average."

Example of a GPA computation:

Course #1 (3 credits): C (2 pts) [3(credits) x 2 (C)] = 6 pts

Course #2 (2 credits) : B (3pts) [ 2 x 3] = 6 pts

Course #3 (4 credits): A (4 pts) [4 x 4] = 16 pts

Total grade points for the 3 courses = 28
Total credits for the 3 courses = 9

GPA: 28/9 (grade points divided by credits) = 3.11

To have a 4.0 GPA requires you to earn all "A" s.

Some schools use + and/or - grades (B+, B-), with intermediate point values, so you should read the section on "grades" in your university catalog for specifics. Here are GPA Calculator through which you can do all the credit score calculations.

Hope this is helpful.

Carlos  Marino Profile
Carlos Marino answered

Credit scores are based on the following factors;

1. Payment history (longer the better) 35%
2. Time in bureau (longer the better) 15%
3. Types of credit (mix of revolving & installment) 10%
4. New credit (new accounts and inquiries, the less the better) 10%
5. Debt to credit ratio (lower the better) 30%

To have the very best score and profile people need 3-4 credit card accounts (revolving) with balances below 30% of their limits and 2 cars, motorcycles, homes, computers, furniture or personal accounts (installment) all with good long payment history's.
And by the way I have been looking at credit for over 9-years and have never seen a 850 score, I have seen a 849 but never a 850. And with a 823 score your going to qualify for the best rates available anyway. I suggest  you GPA Calculator High School through this you get more results about CGPA Calculator .

Anonymous Profile
Anonymous answered

It is not a piece of cake to increase credit scores without hard working until you follow some tips. You have mentioned some great tips which I learnt through source for increasing my scores and these are amazing.

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