Does public liability cover the accidents with a guest at my place?

Whole life insurance plans are designed to protect the policyholder for life. That meant whenever they pass away, the insurance provider will help with a lumpsum amount to the loved ones of the policyholder to take care of pending debts, funeral expenses, college fees and other essential expenses.
An endowment policy is a bit different than the … Read more

Insurance is a contract between the insurer and the insured, where the first promises to compensate any kind of loss incurred to the latter in lieu of the premiums paid to them.

Life Insurance, Mortgage Protection, Final Expense Insurance, Annuity, Health Insurance and Automobile Insurance are some of the most popular insurance types. There are various … Read more

Yes, you’ll have to pay income taxes on a portion or all of the IRA withdrawals you make anytime after age 59½. Hence, if you need money for unplanned expenses, you are suggested to consider all available options before withdrawing from a tax-advantaged IRA, so that your savings can continue to grow. If you are … Read more

Having an appropriate insurance plan means having the right protection for you and your loved ones. That means, should an unfortunate event happen,  you or your beneficiary will be provided will an accumulated financial assistance to help live their life comfortably thereafter. Under a life insurance policy, when the insured expires, the insurance companies provide … Read more

Nope, you can't fake the medical reports and hence, it's better to reveal the truth to the insurance companies. Most Life Insurance providers conduct their own medical examinations and medical reports will surely reveal whether you smoke or not. You cannot affect the medical reports as they will … Read more

Life Insurance policies provide a financial protection for you and your loved ones against the unfortunate events of life. That means if the insured expires due to illness or an accident, the insurance provider will pay an accumulated cash amount to the beneficiary to repay the loans and take care of their essential expenses. Basically, … Read more

Some experts will say it's great to buy an insurance from a particular company while another will name the another one. But, I believe it's not a wise decision to buy insurance from a particular provider blind folded just because it's much reputed or everyone else in your family has bought from them only.

There are various insurance companies in providing health insurance at different prices. For a family of 3, which includes insured, spouse and a child, Harvard Pilgrim HealthCare plan is available at Dollar 1070 per month while Fallon Health offers protection for Dollar 1250. These are prices calculated without a subsidy and if you qualify for … Read more